1. Definitions

To ensure clarity, we’ve defined key terms used in these Terms:

• Digital Assets: Includes cryptocurrencies, virtual commodities, NFTs, Q-TOK tokens, and other blockchain-based assets.
• MiCA: Refers to the Markets in Crypto-Assets regulation of the European Union.
• PalmFusion Technology: Proprietary identification and security system providing advanced protection for your wallet.
• Q-Market: Decentralized technology platform for transactions and community activities.
• Secret Phrase: The unique backup seed phrase associated with your wallet, critical for account recovery.
• Smart Contract: Self-executing contracts with coded terms that facilitate automated operations.
• User: Any individual or entity accessing and using the Services

2. Agreement to Terms

By accessing or using the Services, you affirm that:

• You have thoroughly read, understood, and agreed to these Terms.
• You are at least 18 years old and legally competent to enter into this agreement.
• You comply with all applicable laws, including MiCA regulations.
• You are not barred by sanctions, restrictions, or regulations from using our Services.
• If you do not agree to these Terms, you must cease using our Services immediately.

3. Regulatory Compliance

3.1 MiCA Compliance

MiCA Wallet operates under the strict framework of the EU MiCA regulations, ensuring:

• Transparent disclosures and user protections.
• Enhanced operational resilience and stringent security measures.
• PalmFusion Technology for seamless identity and transaction management.
• Periodic audits, capital reserve maintenance, and business continuity planning.

3.2 KYC/AML Procedures

For regulatory and security reasons, users are required to identity, address, and source-of-funds verification. Complete periodic updates and adherence to transaction monitoring protocols.

4. Services Description

4.1 Core Wallet Services

MiCA Wallet provides safe and secure environment for managing digital assets. Its core features include:

• Creation of Wallets: Users can generate regulatory-compliant wallet addresses and corresponding private keys adhering to MiCA guidelines, ensuring legal compatibility and peace of mind.
• Security Integration: The wallet is integrated with PalmFusion Technology, providing high-end security through advanced biometric authentication and fraud prevention measures.
• Hardware Wallet Compatibility: Smooth compatibility with leading hardware wallets allows users to securely manage their assets offline.
• Real-Time Transaction Tracking: Users can monitor transactions with precision, receiving real-time updates for greater transparency and control over their assets.
• Multi-Signature Capabilities:Support for multi-signature wallets ensures added security by requiring multiple approvals for transactions.
• Q-TOK Token Utility: Full support for Q-TOK tokens enables users to utilize their unique functionalities, such as accessing exclusive platform features or participating in governance activities.

4.2 Q-Market Integration

MiCA Wallet is fully integrated with the Q-Market platform, providing users with access to a suite of decentralized services:

• Decentralized Trading and Staking: Users can participate in a decentralized trading ecosystem and stake assets to earn rewards and support network security.
• Governance Participation: Through Q-Market, users can engage in decentralized governance by voting on critical proposals and influencing platform decisions.
• Q-TOK Premium Features: Exclusive features and benefits using Q-TOK, including enhanced staking rewards, priority access to platform events, and membership privileges.
• Exclusive Rewards and Airdrops: Gain access to special rewards programs, including token airdrops and loyalty bonuses, enhancing user engagement and value.

5. Security and Risk Management

5.1 User Responsibilities

Users bear the primary responsibility for safeguarding their accounts and assets. Responsibilities include:

Key Management: Safeguarding private keys, Secret Phrases, and authentication credentials to prevent unauthorized access.

Backup Maintenance: Regularly backing up wallet data and storing it securely.

Device Security: Keeping devices and wallet-related software updated with the latest security patches.

Activity Monitoring: Promptly reporting any suspicious activity to mitigate potential risks.

5.2 Security Measures

MiCA Wallet employs comprehensive security protocols to protect user assets:

Encryption and Monitoring: End-to-end encryption ensures data security, while real-time monitoring detects suspicious activities.

Penetration Testing: Regular penetration testing identifies and resolves vulnerabilities.

Cold Storage: Cold wallet storage options provide offline security for sensitive digital assets.

Emergency Safeguards: Immediate asset freeze capabilities in the event of a breach or suspicious activity.

6. Risk Disclosures

6.1 Market Risks

Using digital assets involves inherent market risks, such as:

Price Volatility: Unpredictable fluctuations in digital asset values.

Liquidity Issues: Difficulty in converting assets into cash or other assets due to limited market demand.

Regulatory and Taxation Changes: Alterations in government policies or tax laws that may impact holdings.

Market Manipulation: Risks from market irregularities or fraudulent activities by third parties.

6.2 Technical Risks

Technical issues may arise, which include:

Blockchain Network Failures: Downtime or technical malfunctions of blockchain systems.

Software Vulnerabilities: Bugs or security flaws within smart contracts or wallet applications.

Cybersecurity Threats: Risks of hacking, phishing attacks, or malware targeting digital assets.

7. User Conduct

7.1 Prohibited Activities

Users are strictly prohibited from engaging in:

• Illegal Use: Utilizing the Services for unlawful activities, including money laundering or terrorism financing.
• Security Circumvention: Attempting to breach PalmFusion Technology or other security measures.
• Fraud or Manipulation: Conducting fraudulent transactions or manipulating markets.
• Intellectual Property Violations: Infringing on Beyond the Moon’s intellectual property or proprietary technologies.

7.2 Required Activities

To maintain account integrity and compliance, users must:

• Provide Accurate Information: Keep personal details and contact information up-to-date.
• Adhere to Security Protocols: Follow all security guidelines, including using two-factor authentication and keeping credentials confidential.
• Participate in Compliance: Fulfill KYC/AML requirements and respond to regulatory inquiries.

8. Fees and Charges

8.1 Service Fees

The Services may incur various fees, including:

1. Transaction fees For sending or receiving digital assets.
2. Staking fees For participating in staking programs.
3. Premium membership fees For accessing exclusive platform features.

8.2 Payment Terms

Payments and fees are governed by:

Verification Processes: Payment methods must be verified for security purposes.

Refund Policies: Clear terms on eligible refunds and the process for claiming them.

Secure Processing: Implementation of encrypted and secure payment channels.

9. Intellectual Property Rights

9.1 Ownership

All rights to software code, platform design, branding, and proprietary technologies (such as PalmFusion) are exclusively owned by Beyond the Moon, and nobody else has the right to copy, reuse, or distribute it.

9.2 License Grant

Users are granted a non-transferable, limited license to access services and use the MiCA Wallet platform for personal, lawful purposes. They can store, and manage digital assets securely using the provided tools and features.

10. Limitation of Liability

10.1 Disclaimer

The Services are provided on an "as is" basis without warranties of any kind, including performance guarantees.

10.2 Liability Exclusion

Beyond the Moon will not be held responsible for:

• Loss of assets due to market fluctuations or user errors.
• Unauthorized access resulting from inadequate personal security measures.
• Disruptions caused by external or technical issues.